Whether you’ve just arrived or have been in the United States of America for some while, welcome! This article has been a long time in coming, but here it is finally. Being an immigrant in a strange country can be very confusing and the US is no different.  In fact, some services and laws can differ from state to state.  With so many federal departments offering different services, it’s sometimes difficult to know who to go to for the right help. There are in fact some financial assistance (and other types of assistance) for LEGAL...

You may have seen or heard of virtual assistants (or VAs) as a way of working flexibly from home.  It’s a loose expression used for just about anyone who provides services to a company by working remotely; from home, from the library, even from the beach.  So, they are ‘virtually’ there. You will find the term ‘freelancer’ and ‘virtual assistant’ inter-changed in conversation.   As a general rule, traditionally, freelancers bid for work and will have to find their own assignments, where virtual assistants are often hired...

We’ve all wondered how we can make a few extra dollars, while juggling child-care and running a home.  Sometimes, we just want to feel useful again, keep the gray matter working and keep our hand in the workforce, but without having to go out and commute to a full-time job.  And some of us, if poorly or housebound, may need a job that can be done from the comfort of home. Providing a typing service from home is one option you may be considering.  Or you may have already tried it. The problem is how to detect a legitimate job with...

If you’ve been thinking of working from home, I guess you’ve been looking at various different types of work that you can do to fit in around your family, running the home, and even fitting around your regular job. Among the various types of home-working jobs out there, posting ads online is one of the most popular that you will see advertised on the web. It can promise anything up to $500 a day with just two hours of work each day.  You don’t need any special technical skills or previous experience, just the ability to copy and...

It’s estimated that around 1 in 5 kids in America are not getting the amount of food they need and are going hungry.  It’s proven that kids who eat a balanced and nutritious diet on a regular basis will miss less school, get better grades and are more likely to graduate. No money for healthy meals for your kids?  You’re not alone as you can see here. But on a plus side, there are plenty of organizations and federal programs that are available to you.  You don’t need to pack them off to school with just another bag of potato...

Christmas day is near. We’re down to weeks now. Every parent wants to see the look of joy on their child’s face when they open the gift they’ve wanted all year. As Christmas grows closer, the pressure for the money becomes suffocating. The gifts and toys are pushed to the back-burner in the face of more pressing hurdles like the utilities and the rent. Personally, I understand the struggle to keep the joyous Christmas spirit alive when the hope of seeing that wonderful, bright look on your child’s face grows dimmer and dimmer with...

There are more single moms in the workplace than ever before.  A recent survey revealed that working moms have increased significantly in recent years.  It was once thought that this trend was largely limited to the poor and minorities.  In this “new age,” single motherhood has become the new norm.  This is due largely to the shift in our society that it is socially accepted to be an unwed mother.  This was virtually unheard of a decade ago. Often, being a full-time mom and the only breadwinner can lead to feelings of guilt and...

  On average a family goes through more than 2500 diapers in the first year, and your baby won’t be fully diaper trained until they’re three years old. That’s a lot of money to spend on anything, even worse when it’s just going in the trash. One option to reduce your costs are using cloth diapers.  These cost more initially to establish a good supply of diapers that will give you enough for each stage, so start buying early to spread the cost out.  You also need to have the space for soaking, washing and drying...

You work hard for what you earn and need to be savvy about filing tax returns. Here are a few pointers on claiming what is rightfully yours from the IRS. You are doing the work of two people as a single parent and need a break. We have made a list of tips for tax breaks that you should consider. If it all sounds far too daunting and you are not sure exactly how to go about filing then you should engage a good tax practitioner. The amount you spend on the tax practitioner’s fee can result in thousands of dollars worth of tax credits and...

When you’re a single mom, it can be difficult to afford a place to live that is safe for you and your little ones. It’s possible to find many low cost housing options, but most of them are in high crimes areas. Luckily, you can hope to find a safer place to live by using several government housing assistance programs, such as Emergency Solutions Grants program, Emergency Shelter Program, Housing and Community Facilities Programs, Family Unification Program, and Housing Choice Voucher Program (Section 8). As a single mom, you...

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