Approximately 83% of Americans say they can’t afford college. Although an education is considered important to the majority of families, most believe the cost of an education is completely unaffordable and therefore, don’t consider it a viable option. The truth is the federal government has a financial assistance system in place specifically for low-income individuals. Furthermore the less your income the higher the grant amount you could be awarded. There are many types of grants available to students. We will focus on the Federal...

One topic that often doesn’t get discussed when talking about raising kids is how to deal with our children and their dreams. What does it mean when your child dreams about going on a wild adventure with his friends or has a nightmare about the world coming to an end? Most parents rarely discuss the topic of dreams with their kids because it is something that we simply don’t know too much about. We already know that everyone dreams, but do those dreams have any meaning or are they simply thoughts in our heads? When it comes to interpreting...

On average, a school-aged child will spend 36 hours a week in child care. Any working parent can tell you that one of their greatest concerns is daycare. Even in a two parent home, daycare expenses can consume a large portion of a monthly income. This can easily leave parents with a shortage on other equally important expenses. In an average single parent home, daycare expenses can be completely unaffordable. According to the 2014 U.S census, there are over 13 million single parents raising over 21 million children. In addition to childcare...

Though this website is dedicated to SingleMoms, we also don’t want to forget that there are also just as many single dads out there, struggling to raise a family on their own. Many of the issues single moms struggle with — raising kids alone, trying to work while having to raise kids, etc, are also faced by single fathers too. While there may be some advantages for single fathers when it comes to finding a job (yes, there is a gender bias in the work place that favors men), men also face a lot of issues women don’t. For...

Are you a good candidate to donate blood plasma, and give “the gift of life” to someone suffering from a chronic disease? Needles aren’t for everyone. If you are squeamish then this might not be the way for you to get a quick cash injection. Plasma collection centers all across the US, pay for the time it takes to harvest the plasma from you. So in today’s cash strapped world it might be an option, when you need a few extra dollars in your pocket. What is Blood Plasma? Blood plasma is made up of water and essential proteins. These...

For most of us, graduating high school is an exciting time. You are becoming an adult and you have to make one of the most important decisions of your life. What will you choose as a career? There are some adults who currently face this question as well. Unfortunately, for many, it’s not the right question that needs to be asked. The question is, can I afford to go college? According to collegedata.com, the average cost of tuition for 2015–2016 is $32,405 at private colleges, $9,410 for state residents at public colleges, and $23,893...

Finding that extra funding that will help you change your life is never easy. It can seem like a disheartening venture, especially when looking at loans and repayments. But have you ever considered applying for a grant? Well you should! Y0u just may be able to get some  form of assistance like food, clothing, rent help, school funding, money to start a new busines (or even free money) IF you qualify for a specific grant. But the onus is on YOU to 1) first find a grant that you qualify for 2) and then to apply for it. Note that there...

There are over 9 million single mothers and 2 million single fathers in the United States. Within these numbers, an astonishing 60 percent are living on or below the poverty line. Much of that is attributed to childcare. Single parents who work full time find themselves spending 40% of their income on childcare. Most single parents work minimum wage jobs. Between childcare, transportation, food and shelter it’s no surprise many parents are in danger of being evicted. At times, parents find themselves at a point where they need to make...

Single moms know that saving money is very important for themselves and for their children. However with all the bills and children’s expenses, saving money can seem to be an impossible task. There are some things that you can do that will lead to savings that will make a big difference in the amount you save. This article will provide some effective ways a single mother can start saving some money. Make a Strict Budget One of the most important things you can do is to generate a detailed budget of all your finances. You do this by writing...

It’s always a sinking feeling—mostly in the wallet—when you realize that you need the advice of a lawyer. Legal representation doesn’t come cheap, but luckily there are some options you can explore that will leave your wallet if not as heavy, then only slightly lighter. There are a few ways to get legal advice nowadays. You can ask questions online, tap into digital and paper archives, or you can get in touch with a lawyer online. These are all viable and will all take varying levels of effort and time management from you. As...

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