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We’ve come up with good alternatives to payday loans for people who need emergency funds and opt to go the loan route. Some of these still may have high interest rates (anywhere from less than twenty percent to a high 100 percent), they are absolutely better than payday loans which can have interest rates in the hundreds of percent.   What are Payday Loans? Payday Loans are some of the most popular loans because it’s easy to get them and you don’t usually have credit check requirements. The problem is that people land themselves...

The first thing you need to do is have some basic information about the foreclosure process, your loan, and a basic plan of attack.Know the foreclosure process. First off, we should look at the Foreclosure Process Itself. You should read our article about understanding the foreclosure process so you know what happens when you miss the first payment till the actual end of the process when the eviction notice is posted on your home. Know your mortgage type. Make sure you completely understand what type of mortgage you currently have. This...

As of 2014, the US economy is still struggling, people are having problems paying their mortgage, and foreclosures are all still common. We’ve put together one of the most comprehensive ‘Help My With My Mortgage’ guides on the web with quite a few specifics. This guide applies specifically to ALL people: senior citizens, families, single mothers, single fathers, etc. We will in the future have a specific look at mortgage help for single mothers, but for now this guide will answer those questions. Ok, the good news first. There...

A Direct Loan Consolidation (also know as a Direct Consolidated Loan) is a program run by the federal government that allows people to combine their multiple student loans into one loan. This means that instead of making multiple loan payments over the course of a month you will make only one. The purpose of a Consolidation Loan is to help people manage their student debt and make repayments that are appropriate and realistic for them. There is no required minimum loan amount for consolidating nor is there a maximum. Since this is a whole...

Taxes are a once a year pain in the neck problem that most people have to deal with. Taking one look at even the most basic of tax forms can be overwhelming. Every line is numbered and this line needs to be added to that line and subtracted from the other line. You need to know this number and that number and what your Earned Income and Passive Income are. At a glance,...

How do you give the government less of your hard earned money? It is the question of every tax season. Single parents, more than most, need all the savings they can come by because they have all the same expenses as a two parent family but only have one income.  Where can single parents find the saving they need? Tax credits are one place to look to help save money.   What are Tax Credits A tax credit is an amount of money that is subtracted from the taxes you owe to the government. By using tax credits you can reduce the amount...

It might seem daunting, even to the point of being impossible, but there are housing resources for single mothers with even just one income. The dream of owning a home in which a single mom may raise a family can be realized by her following some simple guidelines. These include: Determining the purchase price of the desired house This can be done by –Not exceeding...

Living a life of single moms can be very difficult. It sure does make life a living hell particularly when bills after bills are being laid up on your doorstep. Single moms have to deal all these problems alone since they do not have someone to share the burdens and responsibilities. Having someone to share the expenses will surely make a huge difference. However, single moms do not need to worry anymore because there are grants available now for you. Actually, some of the assistance caters to your primary needs. Not only these programs...

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