Single mothers have it tough, in many aspects of life. You have to shoulder the burden of bringing up your kids all alone, with no one to talk to when it all gets too much. You have to provide for them too, and finding the money to keep a family is especially hard in these difficult economic times.
Getting enough cash in every month is harder for single moms than for most people. Single moms might want to go out to work, or to go to college to get the qualifications that will enable them to get a good job, but how do you go out to work or college if you can’t afford childcare? It can just seem like the problems are never ending.
Time for some good news, right? Well here it is. Delaware has lots of ways that it can help you, providing state aid for your financial, housing, nutritional, educational and medical needs. You have to find what’s available, see if you could be eligible and fill in the forms to get the assistance. Here’s how.
Sometimes you need cash more than you need anything else. Yet, getting a cash handout is harder than getting any other kind of help. No one wants to give away money! Our recommendations is to forget about those grant programs you may have heard about — unless you are going to school and have applied for federal aid, you won’t be getting any.
You may have heard of TANF…Temporary Cash Assistance for Needy Families. The keyword here is temporary, and the aid is designed to get you back on your feet and out to work so that you can provide properly for yourself and your kids. But, that temporary help can be a real life saver. The help is on offer to needy and low income families, single moms and pregnant women, and they have a list of criteria you have to fit to be eligible for the aid. Their website has all the details of how to qualify and how to apply for the assistance. You can contact them here:
Payday loans and other short term loans might seem to offer an answer to cashflow problems, but be very careful. Many have very high interest rates, and if you don’t pay them back on time can levy punitive fines too.
Even if you can’t find a cash handout, take a look at all the other ways the state of California might be able to help single mothers.
None of us can live without food, and it’s even more important for young kids, babies and pregnant or breastfeeding women. You need lots of healthy and nutritious food with plenty of access to fresh fruits and vegetables and those vital dairy products that are so essential for building strong bones, but which can be prohibitively expensive.
Delaware has quite a number of programs across the state to help single moms get this access to good food. TANF (use the link given above) may be able to help by subsidizing food stuffs. Then there’s the excellent Delaware Food Stamps program. If you qualify for this, you’ll be given a debit card you can use to buy food.
Next up you’ve got the WIC (Women, Infants and Children). As the name says, this program is aimed at people just like you. Women with young kids, women who are pregnant or breastfeeding, single moms with babies…take a look.
Don’t forget Delaware’s Food Banks either. These can be a real boon for single moms who are struggling to buy enough food. You’ll find details of the Delaware food banks here:
Finally, take a look at Delaware’s Assist Program. See what’s possible: Free school lunches for the kids, for example?
With all of this help in Delaware, there’s no need for you or your kids to go hungry. Make sure you get your entitlement.
Childcare, or the lack of it, can be a massive stumbling block for single moms. You want to get a good job so you can keep your family well cared for, but to do that you need to go to college first. How do you do that if there’s no one to care for the kids while you’re not home? If you do manage to find reliable childcare, chances are it costs too much money, putting you back where you started. Stuck.
You need help to find good and affordable childcare, or you need help to pay for it.
Delaware offers help with paying for childcare, and also helps single moms to find provision that really is good. All the information and links you need are available through this web page.
If you don’t qualify for help through this program, try helping yourself. Sounds easier than it is, but start by making friends with other single parents in your neighborhood. Maybe you can take it in turns to care for each other’s kids? Or perhaps you can exchange non monetary favours with another mom who can look after the kids while you go to work?
Look around the community too, there could be childcare services you never heard of. Sometimes churches or religious groups have day care for kids, or there may be a crèche where you work?
No mother wants to take risks with the health of her kids. But, as a single mom you are also faced with the impossible task of paying high premiums for healthcare policies.
If you’re eligible, Delaware’s Medicaid is a great program.
Not everyone qualifies for Medicaid, though, so it’s possible you may need to find help elsewhere. Here’s where Delaware’s Healthy Children program can come in. The webpage linked here gives clear explanation of what the scheme covers, who is eligible and what to do. Take a look:
Being homeless when you’ve got kids is really not acceptable. As a mom, you want a decent home for your family, a home in an area that’s safe and pleasant where they can grow up secure and confident. The trouble is, like everything else in life that’s good and that is needed by families, this type of home costs money. A lot of money.
If you live in Delaware and are a single mother on a low income, you may be able to get help with your rent, or even to find a home to buy at a subsidized price. Links to assist you find public housing or help with rent are added below.
Education is an area in which there is a lot of help out there. That’s the good news. But, that help can be hard to find, just because you don’t know where to look! It might be that you need to gain a better education to find a good job, or perhaps it’s your child who is ready for college and need help to pay the fees.
We’ll start with state aid. So, see if you are eligible for FAFSA. This is a Free Application for Federal Student Aid.
The above link takes you to a FAFSA website where you can learn about eligibility criteria, download a form, get help filling it in if you want, and discover the codes you need to apply for assistance for the college you want to attend. Next, go to the webpage of Delaware’s Higher Education Office, linked below.
If FAFSA doesn’t fit the bill, try looking at the actual schools and colleges you want to apply to. Many schools have their own grants and scholarship schemes, so look into these. Then there are grants and scholarships specific to the subject or course you plan to study. If, for example, you want to do a nursing course, there could well be a grant scheme in place to cover your costs. Grants and scholarships also exist for minority groups: For people suffering certain illnesses and disabilities, ethnic groups or religious communities.
There are many other possibilities. If you are working, maybe your employer will help subsidize your education? A lot of big companies have scholarships to offer, and even celebrities like David Letterman and Alicia Keys award scholarships in their names. Check a scholarship site like scholarships.com
Transport can be a headache for single moms. Cars are expensive to run, and may be out of the question unless you can find another person or group of people to share the costs. Taxis too cost a lot of money and it can all be too much for a single mom. The answer is to become familiar with the public transport in your city. Most big towns or cities in Delaware have reliable and regular buses, and some smaller communities run mini bus services that can help you get the kids to school or yourself to work.
Delaware has a lot to offer, with a vibrant lifestyle and lots of great places to go and things to do. As a single mom with children, you want your family to experience everything that’s great about life in America’s most historic state. So, make the most of the help on offer and make the most of Delaware.
If you moms have more assistance resources for Delaware, please leave the information in the comments!