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	<title>Single Moms</title>
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	<link>http://www.singlemoms.org</link>
	<description>Your Guide to Single Mother Assistance</description>
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		<title>Explaining Adoption to Children</title>
		<link>http://www.singlemoms.org/explaining-adoption-to-children/</link>
		<comments>http://www.singlemoms.org/explaining-adoption-to-children/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 06:06:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Parenting]]></category>
		<category><![CDATA[adoption]]></category>
		<category><![CDATA[explaining adopting to children]]></category>
		<category><![CDATA[explaining adoption]]></category>
		<category><![CDATA[how to explain adoption]]></category>
		<category><![CDATA[how to tell your child he or she's adopoted]]></category>

		<guid isPermaLink="false">http://www.singlemoms.org/?p=225</guid>
		<description><![CDATA[Part of child support resources involves the adoption experience. This can be challenging for some adopted children who may be bombarded with tactless queries from both peers and adults. Here are some tips designed to assist adopted children in handling those insensitive and tricky questions: Have early talks about adoption Waiting for the ‘right’ or]]></description>
			<content:encoded><![CDATA[<p>Part of child support resources involves the adoption experience. This can be challenging for some adopted children who may be bombarded with tactless queries from both peers and adults. Here are some tips designed to assist adopted children in handling those insensitive and tricky questions:</p>
<div>
<p><strong>Have early talks about adoption</strong></p>
<p>Waiting for the ‘right’ or ‘best’ time, or when the child is older ‘and can understand’ is usually a mistake, as it may be harder to bring up the subject then. The talks should be initialized when the child is a toddler or during his preschool years.</p>
<p><strong>Create an open-door policy</strong></p>
<p>It is important that adopted children know that they can approach their adoptive parents with ease and in comfort on any issue, as necessary.</p>
<p><strong>Answer only what has been asked</strong></p>
<p>Too much information too soon may not be helpful. Answer only the question asked or give only the information requested, at the time, because that is usually what the child is ready for and can handle.</p>
<p><strong>Be age appropriate</strong></p>
<p>Ensure that the language used to communicate with the child is suitable to the child’s age and level of comprehension.</p>
<p><strong>Keep painful issues in the closet</strong></p>
<p>Painful details, if any, regarding the child’s adoption, should be kept confidential. The child does not need to know about his parent’s criminal record, or alcoholism, etc.</p>
<p><strong>Don’t hide it from the child</strong></p>
<p>The fact that the child has been adopted should not be kept a ‘secret’ from him. Instead, he should be reassured of the love of both his biological and adoptive parents, which has placed him in the family of which he is a part.</p>
<p><strong>Develop responses for insensitive questions</strong></p>
<p>Children, as well as some adults, can be really tactless and even cruel regarding the adoption issue. Because of this, adopted children should be coached in respect of possible questions that could be asked, and their appropriate responses. These responses should be as short and simple as possible, and could include –</p>
<p>“Are you adopted?” “Yes.”</p>
<p>“How much did you cost?” “That’s personal.”</p>
</div>
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		<title>How to Buy a House as a Single Mother</title>
		<link>http://www.singlemoms.org/how-to-buy-a-house-as-a-single-mother/</link>
		<comments>http://www.singlemoms.org/how-to-buy-a-house-as-a-single-mother/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 05:58:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[buy a house as a single parent]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[how to buy a house as a single mother]]></category>
		<category><![CDATA[mortgages for single mothers]]></category>
		<category><![CDATA[single mother help]]></category>

		<guid isPermaLink="false">http://www.singlemoms.org/?p=220</guid>
		<description><![CDATA[It might seem daunting, even to the point of being impossible, but there are housing resources for single mothers with even just one income. The dream of owning a home in which a single mom may raise a family can be realized by her following some simple guidelines. These include: Determining the purchase price of]]></description>
			<content:encoded><![CDATA[<div>
<p>It might seem daunting, even to the point of being impossible, but there are housing resources for single mothers with even just one income. The dream of owning a home in which a single mom may raise a family can be realized by her following some simple guidelines. These include:</p>
<p><strong>Determining the purchase price of the desired house</strong></p>
<p>This can be done by –</p>
<ul>
<li>Not exceeding 26 percent of monthly gross income for house payments, taxes, and insurance,</li>
<li>Not exceeding 38 percent of monthly gross income for debt payments,</li>
<li>Securing the value of two or three months’ pay checks in an emergency fund.</li>
<li>Knowing her cash flow</li>
</ul>
<p>This involves having ready funds for the monthly house payments, child care, children’s education, and her own retirement.</p>
<p><strong>Saving</strong></p>
<p>This involves thinking long term and investing funds over a period of five years, for example.</p>
<p><strong>Having alternatives</strong></p>
<p>These include combining her income with that of a trusted family member and dividing all the various costs involved. Another avenue is getting the IRS to pay her by giving tax credits for every one of her children under age 17, thereby resulting in savings which could add up to thousands of dollars.</p>
<p>Thinking about funding the retirement plan by setting up a good one as soon as possible.</p>
<p><strong>Hiring a Good Contractor</strong></p>
<p>If a single mother is desirous of building, repairing, or remodeling her home, she will require the services of a good, honest contractor who is likely to make the best use of the funds she has acquired. Submitting the lowest bid for the job is not a guarantee of cost savings. If the contractor does a shoddy job the costs may be more than originally bargained. The following are some tips for hiring a good contractor that are worth considering:</p>
<ul>
<li>Look at his experience – this should be at least five years of good quality work, including good habits and performance.</li>
<li>Check for a license – to ensure he has a valid one, and also that there are no complaints against him.</li>
<li>Check for a bank account – to see whether he is likely to complete your project and can pay his bills.</li>
<li>Does he have insurance – relating to workers’ compensation and general liability insurance in order to remove injury liabilities from her.</li>
<li>Quality of workmanship – this is best judged on site by visiting similar projects completed by the contractor.</li>
<li>Teamwork ability – relating to the amount of self involvement desired by the mother.</li>
</ul>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>Money for Single Mothers</title>
		<link>http://www.singlemoms.org/money-for-single-mothers/</link>
		<comments>http://www.singlemoms.org/money-for-single-mothers/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 05:54:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[cash for single mothers]]></category>
		<category><![CDATA[financial assistance for single mothers]]></category>
		<category><![CDATA[financial help for single mothers]]></category>
		<category><![CDATA[money for single mothers]]></category>
		<category><![CDATA[single mother finances]]></category>
		<category><![CDATA[single mother help]]></category>

		<guid isPermaLink="false">http://www.singlemoms.org/?p=216</guid>
		<description><![CDATA[&#160; Living a life of single moms can be very difficult. It sure does make life a living hell particularly when bills after bills are being laid up on your doorstep. Single moms have to deal all these problems alone since they do not have someone to share the burdens and responsibilities. Having someone to]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<div>
<p>Living a life of single moms can be very difficult. It sure does make life a living hell particularly when bills after bills are being laid up on your doorstep. Single moms have to deal all these problems alone since they do not have someone to share the burdens and responsibilities. Having someone to share the expenses will surely make a huge difference. However, single moms do not need to worry anymore because there are grants available now for you. Actually, some of the assistance caters to your primary needs. Not only these programs applicable for single moms but also for those low income families. There is money for single mothers available from the government if you know where to look!</p>
<p><strong>So what are some of the government’s assistance for single moms? Here are some of it:</strong></p>
<ul>
<li><strong>Food: the basic necessity </strong></li>
</ul>
<p>For single moms who are low earners and cannot meet the daily budget for food allowance, they can get help from the government. Actually, they can even get help straight from the local charities at their place or even to those religious organizations who have programs and services in extending aid to the less fortunate ones.</p>
<ul>
<li><strong>Shelter </strong></li>
</ul>
<p>Shelter is really one of the basic needs that must be met with to shelter your kids from storm.  This is a place where you want to relax and have the time to rest. Since there are single moms out there who do have problems financially, they cannot meet the monthly rental and they have a big chance of losing their only home. However, single moms should not worry about this since there are many ways to solve this predicament of yours. Emergency housing is one of the programs that you might be interested at since you can apply this in emergency cases. Furthermore, there are also housing assistance that you can choose from.</p>
<ul>
<li><strong>Other concerns</strong></li>
</ul>
<p>If you have problems in entrusting your kids to a person if you want to work, you do not need to worry about this. Daycare assistance can provide solution for your dilemma. You can entrust your kids to them and you are guaranteed that they will be safe until you fetch them. This way, your mind will put to at ease since you can entrust your kids to people that can be trusted.</p>
<ul>
<li><strong>Scholarships and Educational Grants </strong></li>
</ul>
<p>There are a lot of single moms out there who want to pursue their education and want to earn a degree in college. Finishing their studies can give them a big chance in getting a career in the future and can help them earn big salary. Although this could be a big decision for single moms who want to finish their studies, but sacrifices can be paid with more blessings. This could also help you in alleviating your current situation and could help you provide all the necessities for your kids. Since education is expensive for you and you are out of budget for this, well, here’s the good news for all single moms out there who want to continue their studies without bills for you to pay. Here comes the big help for you. Actually, there are programs and grants available for single moms which are offered by government and non government sectors. You can have the option to choose from the grants offered. You may apply for scholarships that are intended for single moms. However, the budget allocated for the scholarship and the extent of assistance may vary.</p>
<p><strong>Here’s how to apply for scholarship grants for the single moms:</strong></p>
<ul>
<li>You need to fill out scholarship applications. The more applications, the more chances for you to get a scholarship.</li>
<li>You need to have good grades.</li>
<li>You must have to fill out the scholarship properly and thoroughly. Having a properly filled application can offer you the best chance of getting a scholarship. That is why, you should think many times before entering the appropriate data.</li>
</ul>
<ul>
<li><strong>Food Stamp Program </strong></li>
</ul>
<p>There are government services offered such as extending financial aid particularly to single moms who are badly in need. For sure you will have a big chance to avail this grant since these programs are intended for the single moms. You can visit your human services department on your area for more inquiries regarding this program.</p>
<ul>
<li><strong>Assistance for families in need</strong></li>
</ul>
<p>This is a well known program that provides financial help to those families who are in need. This program is intended for those families that are besieged just to make ends meet. Not only that this program extends financial help but as well as in providing the single mom a job. She can have the chance to work for 30 hours a week.</p>
<ul>
<li><strong>Children’s Health Insurance Program </strong></li>
</ul>
<p>This is one of the many services offered by the government that offers medical insurance for the children. This is really a big help for single moms since they can only pay small fee or required not to pay anymore as it is case to case basis. This program covers medical and dental services for the children.</p>
<p>&nbsp;</p>
<ul>
<li><strong>Free meals program</strong></li>
</ul>
<p>Since single moms cannot provide and cannot cater all the needs of the children, the government has a meal program that help kids eat proper and nutritious food. This way, the kids can be guaranteed that they have eaten nutritious food and can get the proper nutrients of their body. You need to be evaluated and need to be assessed for you to qualify and avail the program by the government.</p>
<ul>
<li><strong>Home jobs</strong></li>
</ul>
<p>Financial help can be readily available for single moms. You can have the chance to find jobs right in your own home. You can be a contributor as web content writer for a particular web site. It is an easy job for you as long as you know how to write articles. It is a freelance work and this could be a great help to you to pay your bills.</p>
<p><strong>Single moms need not to worry</strong></p>
<p>So as single moms out there, you need not to worry in times when you are struggling just to make both ends meet for you and for your kids. There are various programs and grants available that will surely help you in your daily struggles in life.</p>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>Single Parent Dating: How to Do it as a Single Mom</title>
		<link>http://www.singlemoms.org/single-parent-dating-how-to-do-it-as-a-single-mom/</link>
		<comments>http://www.singlemoms.org/single-parent-dating-how-to-do-it-as-a-single-mom/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 05:42:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dating]]></category>
		<category><![CDATA[dating as a single mother]]></category>
		<category><![CDATA[dating for single parents]]></category>
		<category><![CDATA[how to date as a single parent]]></category>
		<category><![CDATA[single mother dating]]></category>

		<guid isPermaLink="false">http://www.singlemoms.org/?p=207</guid>
		<description><![CDATA[There are single moms out there who are afraid to take the chance to love again. It is because they are still in the stage where they are still confused and are not ready to enter into a new relationship because they are afraid that the relationship might fail again. Actually, single moms should not]]></description>
			<content:encoded><![CDATA[<p>There are single moms out there who are afraid to take the chance to love again. It is because they are still in the stage where they are still confused and are not ready to enter into a new relationship because they are afraid that the relationship might fail again.</p>
<div>
<p>Actually, single moms should not let their world put to an end. Although single parent dating can entail a lot of adjustment and compromise but still, you must have to enjoy your life while you still can. However, you must have to make sure that you are ready to take the risk once you will enter into dating again. You must be comfortable and not feel pressured by other people. You can stay as a single mom as long as you like. You must remember that success in dating depends upon you.</p>
<p>For sure as a single mom, you do not have enough time to date because of the pressures and tasks that you are going to deal in your everyday routines. Actually, for those single moms who want to try dating again, here are some tips that will help you have a great time ahead not only for you but as well as for your kids too.</p>
<ul>
<li>You are interested at him – In the dating game, the main goal is to find a partner that you like and he likes you too. It is important that you must be comfortable in dealing with your partner with the fact that you are a single mom. You must have to tell him that parental responsibilities matter most to you so that he will understand you fully.</li>
<li>Off with the guilt – There are a lot of single moms who are guilty whenever they start dating. Although this is quite normal but you must not feel the same way for your entire life.  It is important that you can have someone to talk and listen to your thoughts and opinions. You need to have a break in your life.</li>
<li>Tell the kids – Actually, this is the most difficult part for single moms as to when is the best time to tell it to your kids about your partner. This part here is entirely all up to you. If you feel that your partner knows already your priorities and you are already sure about your partner, then you can introduce him to your kids. It is best that you have to make it slow. Introduce him as a friend and not as boyfriend is the better option for you to choose so that the kids will not be shocked.</li>
<li>Listen to your Kids – If your kids are old enough to understand your current situation, it is best that you have an open communication to your kids. This way, they can open up to you what they think about your partner and whether they like him or not. You must maintain communication to your kids so that if issues arise, it can be solved immediately. You must bear in mind that you must still continue to have the quality time with your kids.</li>
</ul>
<p>Single moms should consider single parent dating. Who knows? You might find the right guy for you and for your kids. Give your love life a second chance because love is sweeter the second time around.</p>
</div>
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		<item>
		<title>Single Moms</title>
		<link>http://www.singlemoms.org/hello-world/</link>
		<comments>http://www.singlemoms.org/hello-world/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 19:38:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[SingleMoms.org is undergoing an update today. Stay tuned for the new-revamped site design tomorrow!]]></description>
			<content:encoded><![CDATA[<p>SingleMoms.org is undergoing an update today. Stay tuned for the new-revamped site design tomorrow!</p>
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