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Medical care is one of those services you don’t think you need till you really need it. If you happen to be uninsured (which a significant percentage of Americans currently are), medical bill costs can be staggering – especially if you’ve undergone some sort of emergency treatment; it’s no secret the surgeries or any treatment that requires specialized facilities and doctors and long stays in the hospital can bankrupt your savings. There is good news here, however. If you are considered a low income household, there are government,...

Charities offer different types of assistance such as food assistance, emergency shelters, help with paying utility bills, free clothing, mortgage help, rental assistance, legal assistance, and counselling.  Because of the broad range of difference assistance offered, Charities are some of the best sources for emergency assistance — especially if you can’t get access to any government assistance programs (which often take a while to apply for and get acceptance).  So if you are in desperate need of (fast) help of any sort...

There are different level of assistance. One area of assistance you might not be familiar with is ‘utility bill’ assistance. Basically, if you are in danger of losing essential services like water, electric, and heating because you can’t pay, it’s possible to get special grants to help pay these bills. These programs are part of various Low Income Assistance / Public Assistance programs and range from government-backed programs, non-profit charities, and the utility companies themselves. The help comes from specifically:Federal...

We’ve already looked specifically at Rental Assistance, which covers assistance for low income individuals. So you need to go there to see ALL the options. Let’s talk specifically about programs aimed at single mothers or single parents in need. Everyone in our previous article applies (i.e. as a single parent in need you can apply for those programs). But let’s list some specific rental assistance programs that target single mom types. Again, make sure you read our Rent Assistance 101 Guide which gives a comprehensive breakdown...

If you find yourself in a position where you are unable to meet your rent demands due to a change in financial status (you’ve lost your job, have more children to feed, or experienced some reduction in income level) don’t panic! There are various programs offered at the federal, state, and local government levels that can offer your assistance help with paying your rent or in extreme cases, assistance with finding and moving to more affordable housing, or in pinch, temporary emergency shelter to prevent homelessness. This guide covers...

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