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Foods stamps, or SNAP (Supplemental Nutrition Assistance Program), is a United States federal government program that is administered by state and local agencies. SNAP provides assistance to low income families to buy food by providing a monthly food allowance. The SNAP card is used much like a debit card by swiping, then entering pre-determined PIN # to purchase approved food items. However, there are strict requirements that must be met in order for a household to qualify for assistance.  The application process can be confusing and...

One moment you’re making tea and t he next moment you receive the heart-wrenching news that your spouse has been tragically killed in an accident. Suddenly, you become a widow with children to raise and support. Many women find themselves almost sleepwalking through the stages that follow-the funeral, digging out financial forms, Social Security, etc. Life becomes a fog that you have to muddle your way through because you have people  depending on you – your children! There are important decisions that have to be made when you lose...

Being a mother is frustrating, rewarding, time-consuming, worth every effort, and something you wouldn’t give up for a minute – until you run out of minutes, that is. But just because being a single mother means that all of the frustrations and rewards are yours alone, it doesn’t mean you always have to do it alone. Whether you’re just getting ready to face being a single parent, or you’ve learned over the years how to cope with family issues on your own, you need at least one source outside yourself that...

Good parenting isn’t just about making sure that your children get to bed on time, eat their vegetables, and brush their teeth every day. That’s all part of keeping your kids healthy, and that’s important, but there’s more to good family health than that. You’ve got to keep your own health in mind, both physical and emotional. You need to find ways to do more in less time – as a single mother, time is one thing you can never have too much of! Read these twenty tips to find out the best ways to have a...

Many single mothers rely on child support for additional money each month after a divorce, especially if they weren’t working before, or have lost their job, or need to stay at home with the kids instead of looking for other work. Unfortunately, anything to do with child support or money will often add even more tension to a situation that’s already difficult. That’s why every state has laws and regulations set up to make sure single parents get the support they need for their children. Here’s how to apply for child...

‘Loans for Single Mothers.’ This is a phrase I’ve seen tossed around the web, in searches, and as various website pages as the titles. The promise of course in this title is that there are special loans just for single moms In fact…there are not. To get a loan you have to go through the same process as every other person. Yes, there are some loans offered by credit unions or backed by the government that are easier to get for lower income households with bad or no credit history, but for the most part, there are no...

We’ve all had that experience: running out of money when we need it. Or maybe you aren’t out of money, but you need money for other purposes, say buying a mortgage as a single mom or attending college as a single parent. All of these things are costly – if you don’t have the money, you don’t have the money. This is where a loan can come in handy – you can borrow money from a lender and ideally use that money for a specific purpose. Go to school, build a business, buy a home or car, make repairs on your home, or in some...

We’ve come up with good alternatives to payday loans for people who need emergency funds and opt to go the loan route. Some of these still may have high interest rates (anywhere from less than twenty percent to a high 100 percent), they are absolutely better than payday loans which can have interest rates in the hundreds of percent.   What are Payday Loans? Payday Loans are some of the most popular loans because it’s easy to get them and you don’t usually have credit check requirements. The problem is that people land themselves...

Food Assistance is one of the more popular and widely available assistance available in the United States. There’s a number of established government programs that offer food assistance and there’s thriving local food assistance as well. We can generally break food assistance into two categories: government assistance and food pantries /  food banks. The government programs offer Food Stamps, which are basically vouchers that can be traded in at affiliated grocery centres for food items. Government Food Assistance Programs These programs...

According to a recent Gallup poll, the number of families who used food banks in 2013 dropped by more than two percent, to the lowest level in five years. Unfortunately, more than one in ten American families – including military families – still rely on food banks, churches, and charities to help them get enough to eat each month. As the holidays approach, it becomes even more difficult for these families, especially single-parent families with only one income. If you’re a single mom or dad, you’ll be glad to know...

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