Life in New Hampshire can be great. Lakes, mountains, ocean and beaches…stunning colours in fall, great outdoor summers and snow sports in winter. What better place on earth could there be?
The only problem is that, if you are a single mother, you could find yourself so strapped for cash that life just isn’t as enjoyable as it should be.
The good news is that if you live in New Hampshire, even if you are a single parent, you are not alone. The state has a number of programs in place to help people just like you, so make sure you have all the information you need to get in touch and claim the help you are entitled to.
New Hampshire’s TANF program is another excellent place to turn if you are having a hard time financially. TANF stands for Temporary Financial Assistance for needy families, and the program can help you in various areas if you are eligible. You can be awarded assistance for up to 60 months though TANF, so get onto the website and see if you meet the criteria.
You might also be considering getting a Payday Loan, if the cash runs short before the end of the month and you receive some unexpected bills. However, although some short term loans are quite good, the majority are very costly in terms of repayment and can also be very expensive in fines for late repayments…so take a good look at the rates and conditions before you sign up. You don’t want to end up in more debt!
Assistance with food
Good, healthy food is an essential of life. And, if you are pregnant, breastfeeding or have young kids, it becomes even more important. You know you have to feed your kids on a diet including fresh fruit and vegetables, dairy foods and healthy proteins like nuts, fish or chicken, but these foods often cost more than you can afford.
New Hampshire believes that families should have access to good food, irrespective of their income levels. So, if your income doesn’t run to providing good nutrition for the kids, what you need is SNAP. The full name of the program is Supplemental Nutrition Assistance Program, and it replaces the old Food Stamps programs. If you are able to benefit from SNAP, you will be given an electronic card that is swiped through a machine in participating grocery stores in exchange or part payment for foodstuffs. Here’s how to contact SNAP in New Hampshire:
And, for even more information on the program, follow this link:
If for any reason you find you can’t get the aid from SNAP, have you looked at WIC? Called Women, Infants and Children, this program is aimed at moms who are pregnant, breastfeeding or who have kids under the age of 5. WIC can help you to get proper nutrition for your family, so take a look here:
Food Banks are another possible source of help with nutrition. New Hampshire has a food bank system, so find out more here.
Assistance with childcare
Getting and paying for reliable childcare is always difficult and it is even tougher for single moms. Of course you can’t do without good childcare, you can’t go out to work to earn the money to keep your family if there is no one to care for the kids…but how do you find good care, and more over, how do you pay for it on a tight budget?
It seems like a pretty impossible situation, but luckily, in New Hampshire you can get help with childcare if you are a single mom on a low budget. What’s more, they will even help you to find the right people to look after your children as well as help pay for the service.
Some moms just don’t qualify for childcare assistance through the state, but if this is you, don’t panic. There may be help available locally…perhaps a church or religious group runs a crèche or similar scheme? Some employers will help out, and even if this isn’t an option, why no get together with a group of other single moms and form a babysitting circle yourselves?
Assistance with healthcare
All moms and young children need access to health services, both on a routine basis and also for illnesses and accidents, which just seem to have a way of happening when you are least able to cope with them. Healthcare policies are often very expensive and out of reach of moms with not much money spare. It’s just another worry.
If you have a low income, you need to first take a look at Medicaid. The Medicaid program is in operation across America, and it offers routine care and well as emergency care for low income families. See if you are eligible for Medicaid here:
New Hampshire also offers a program for Kids under the Medicaid banner. All the details can be seen on the above link.
Assistance with housing
Want even more help? Another problem that New Hampshire can help you with is that of housing. Of course, as a mom, you need a safe place to live and to raise your kids, but again, this isn’t always easy to find or to pay for. New Hampshire Housing, working alongside HUD can offer assistance with rent, mortgages and finding suitable accommodations.
If you are worrying about how to pay the electric bills, there is an energy help program as well…so don’t waste time worrying about being cold in the winter months.
Assistance with education
Education is really important, and no one can get a good job or a secure future without it. So, your kids will need to go to school or college, and maybe you too will need to get back to pick up more qualifications so you van find a better job.
The first thing to do is to look at your eligibility for FAFSA. FAFSA stands for ‘Free Application for Federal Student Aid’, and this is what you need to apply for right away. The link below gives you information, lets you download the forms you need to apply and gives you the school codes for New Hampshire. Help is also available (if you need it) to fill in the forms correctly, so don’t be afraid to ask.
Further state help with education may be available here:
Also, if you are interested in doing a professional course like nursing, extra help may be available. There are other ways of getting help with the expense of education as well. These can range from individual or specific to college scholarships to sponsorship from an employer.
If you or your children have disabilities of long term illnesses, there may be grants for you. Cancer sufferers can get extra help in many cases. Check it out on the internet, as many special needs awards in cases like these are made across the US every year. Maybe your church or other religious group might offer help in the form of a grant or a loan? You won’t know if you don’t ask. If your kids are talented in sports, academic subjects or even in helping out in the community there may be scholarships on offer for them too.
Assistance with transportation
Of course, it isn’t just the buying of a car that is expensive, they can cost a lot to run and maintain too. Maybe you can share the costs with another mom or group of moms? Car sharing can be a good solution.
If you live in one of New Hampshire’s towns or cities, public transportation is what you need. It’s reliable and affordable, so get to know it.